Finance Your Home


Real Estate Mortgage Services

Essential Mortgage Co. is a division of Noles Frye Inc., a trusted real estate leader since 1916. We're proud to offer mortgage brokerage services to corporate clients, builders, and the real estate community.

EEssential Mortgage Co. is committed to providing the most competitive mortgage alternatives available in today's complex financial marketplace. We share a unique correspondant relationship with the United States' largest lenders, enabling us to offer the best possible rates and terms for you. Essential Mortgage Co. also provides:

  • FHA, VA, RD and conventional loan programs
  • Guaranteed rates and fees up to 180 days
  • Instant loan approvals
  • Local processing, underwriting and closings
  • Loan officers available 24 hrs/day, 7 days/wk
  • Competitive rates and fees
  • No prepayment penalties
  • FHA/VA specialist
  • Rate locks taken over the phone, even on weekends
  • FHLMC Loan Prospector (LP) and FNMA Desktop Underwriter (DU)

"Essential Mortgage Minute"
Mike Anderson, President of Essential Mortgage, explains
lower credit scores being accepted by lenders.